SwiftlyMFS

Why SwiftlyMFS

Built for African MFIs - and how they really work.

Enterprise-grade controls without the enterprise bill, an offline field app, and configuration without code. Here's where SwiftlyMFS fits, and who it's for.

Enterprise-grade controls, without enterprise cost

Purpose-built for the way African MFIs actually operate.

Launch a new country in days.

Country Packs bundle local tax frameworks, holiday calendars, KYC requirements and chart-of-accounts defaults - Zimbabwe and Zambia ship today. A new market is a configuration, not a rebuild.

Right-sized economics.

Low operating cost with no on-prem servers, backups or IT team to maintain. Enterprise-grade capability, right-sized for microfinance.

Configure without code.

Rates, charges, penalties, approval chains and payment allocation are parameters you control through the UI - your policies, changed in minutes, with history preserved.

White-label, by design.

Per-tenant branding and theming from v1 - your colours, your logo, no code changes.

Field officers work offline and sync automatically. Payment-provider configuration is ready for your market, with manual disbursement supported today - we'll show you exactly what's live in your demo.

Where SwiftlyMFS fits

The middle ground the market forgot.

Global platforms are powerful but priced and scoped for banks. Open-source toolkits hand you a project, not a product. Legacy desktop systems can't leave the branch. SwiftlyMFS is the modern, complete, affordable core system built specifically for African MFIs.

Global enterprise platforms

Powerful, but enterprise-priced and built for banks, not MFIs.

Complete core system, right-sized economics for microfinance.

Open-source toolkits

A framework you must build, host and maintain yourself.

A finished product, hosted and maintained, live in days.

Legacy desktop systems

Stuck on one machine in one branch, no field or offline story.

Cloud-native and multi-branch, with an offline field app.

Every role sees exactly what they need

One platform, a tailored view for each seat.

CEO / Founder

Live portfolio health, PAR and cash position, and compliance you can prove to a regulator - without an on-prem burden.

Operations / Branch Manager

A daily KPI dashboard with PAR, cash position and staff performance, so nothing slips to month-end.

Finance Director / Accountant

Automated GL, a guided period close, multi-currency P&L and regulator-mapped returns.

Head of Lending / Credit Officer

Underwriting workflow, enforced approval chains and portfolio aging analytics.

Loan Officer / Field Agent

A clean, role-focused workspace for applications, collections and KYC - that works offline in the field.

Teller

Till sessions, payment capture, receipts and end-of-day cash-up with variance flagging.

Compliance & DPO

Sanctions/PEP screening, STR and DSAR workflows, consent management and exportable audit logs.

Auditor

A complete, tamper-evident trail and a maker-checker exception view, ready for examination.

Persona dashboards and read-only “view as” let leadership see exactly what any role sees - without touching the data.

Everything in the base plan

15 modules. No add-ons. No upsells.

15 modules, zero bolt-ons31 built-in reportsDouble-entry accountingTamper-evident audit logOffline field app included

Most platforms sell you the core and charge for the rest. Everything listed here ships in the base plan, on day one.

See it on your own portfolio

Process more loans with fewer people. Let us show you how.

Book a 30-minute demo and we'll walk through lending, automated accounting, built-in compliance and the role-based workspace - using scenarios that match how your MFI runs today.

No commitment. No spreadsheet required to get started.