SwiftlyMFS

Compliance & controls

Regulator-ready, by default.

Sanctions and PEP screening, STR and DSAR workflows, maker-checker controls and a tamper-evident audit log - built into the product, so compliance happens as part of the work.

Audit-ready, not audit-anxious

Compliance is built in - so it stops being a cost centre.

AML, KYC and reporting controls are built into the product - not integrations or afterthoughts. Compliance happens as part of the loan workflow.

Screen at the right moments.

Sanctions and PEP screening runs at onboarding, on name or ID changes, on periodic refresh and at disbursement thresholds - against OFAC SDN, UN Consolidated, EU and country-specific lists, with fuzzy-match scoring and a maker-checker clearance queue.

File in-system.

STR generation mapped to your local regulator, plus DSAR exports, consent tracking and a 72-hour breach-notification countdown - handled inside the platform, in plain language.

Enforce responsible lending.

Truth-in-lending disclosure with borrower acknowledgement, interest-rate-cap enforcement per Country Pack, and affordability (DSR) assessment at underwriting.

Prove it later.

A tamper-evident, hash-chained audit log records actor, before/after, IP and device - and becomes immutable after period close. Searchable and exportable for any examination.

Screening review · potential matchScore 0.86
ApplicantT. R. Moyo
Matched listOFAC SDN · fuzzy
Triggered atOnboarding
Disbursement is blocked until a second authorized officer clears or escalates this match.
EscalateClear (4-eyes)

In-app banners translate DSAR, STR and sanctions obligations into operator language - so smaller teams stay compliant without a specialist in every branch.

Segregation of duties, enforced

Every financial decision needs two people. The system makes sure of it.

Approval chains route by loan amount band, product and currency, and dangerous actions - write-offs, manual journals, FX rate changes, disbursements - require a second authorized approver. The approver can't be the disburser. Configure it all through the UI, no code deploy.

Maker-checker on every sensitive actionAmount-banded multi-stage approval chainsGranular role-based permissions, fully audited

Every financial decision carries a named maker and a named checker.

Approval chain · Business loan

$18,000 · band B

  1. Submitted

    R. Moyo · Loan Officer

  2. Branch approval

    T. Ncube · Branch Manager

  3. 3

    Credit committee

    Awaiting second approver

  4. 4

    Disbursed

    Approver ≠ disburser, enforced

Security & data protection

Security is built into the foundation.

Strong authentication, granular role-based access and a complete audit trail are part of the platform from the ground up - not bolted on afterwards.

Complete audit trail

Every sensitive action is recorded with who did what and when - a tamper-evident history for regulators and internal review.

Strong authentication

Password policy with breach-list checks, account lockout on repeated failures, configurable session policy, and WebAuthn 2FA support.

Cloud-native

No servers, backups or hardware to manage. The platform handles infrastructure so your team focuses on operations.

See it on your own portfolio

Process more loans with fewer people. Let us show you how.

Book a 30-minute demo and we'll walk through lending, automated accounting, built-in compliance and the role-based workspace - using scenarios that match how your MFI runs today.

No commitment. No spreadsheet required to get started.