Replace spreadsheets, desktop accounting and paper KYC with one connected system - lending, cash, compliance and reporting from a single source of truth.
- Double-entry GL, automated
- Field offline capability
- Maker-checker on every decision
- Multi-currency, multi-branch
Portfolio overview
Baobab Microfinance · All branches
Gross loan book
$4,820,500
Active loans
1,284
PAR 30
4.7%
▼ 0.6 vs last month
Portfolio at risk by bucket
ZWG · USD
The hidden cost of running on fragments
Every manual workaround is a loan you didn't write.
Double entry, literally.
Every disbursement, repayment and accrual gets keyed again into the accounting spreadsheet. Reconciliation never ends.
No single source of truth.
Client KYC, loan schedules, payments and the GL live in different files - so nobody fully trusts the numbers.
Compliance done on the side.
Sanctions screening and reporting happen in Excel or with outside consultants - and can't be proven in an examination.
Blind until month-end.
PAR, cash position and officer performance are reconstructed after the fact, when it's too late to act.
The fix isn't more staff. It's removing the manual work entirely.
One platform, not six tools
Record the loan once. The system does the rest.
Automate the busywork.
The posting engine turns every business event into balanced journal entries. Background jobs handle accrual, aging, provisioning and statements while your team sleeps.
See everything live.
PAR (1 / 30 / 60 / 90 / 180), book size, cash position and officer productivity update in real time - drill from any report line to the source transaction.
Scale without rebuilding.
Multi-branch, multi-currency and multi-country from day one - so growth never means a re-platform.
One login, every function
A complete core system, not a loan tracker.
Six connected modules cover the whole institution - from a client's first KYC document to write-off and recovery.
Install it like an app
The whole platform, on the phone in their pocket.
SwiftlyMFS installs straight from the browser as a Progressive Web App - no app store, no APK, no separate build to maintain. Staff add it to their home screen for a full-screen, app-like experience that keeps working in the field and updates itself.
Add to home screen
Install from any modern browser in a couple of taps - it lands on the home screen with its own icon. No app-store account, no download, no APK to sideload.
A native-feel experience
Full-screen with a bottom tab bar, pull-to-refresh and quick navigation - the browser chrome disappears and it behaves like an installed app.
Works offline in the field
Officers capture clients, applications and collections with no signal; the encrypted queue syncs automatically the moment they reconnect.
Push & in-app alerts
Approvals, sanctions hits and other updates reach the right person through in-app and push notifications, even when the app isn't open.
Always up to date
New versions roll out instantly - the app prompts to refresh and applies the update. No store review, no reinstall, every branch on the same version.
Same security, role-aware
It's the same permission-gated platform: each person sees only their role's tools, over the same encrypted, fully-audited backend.
Switching is the easy part
Move your whole book over - and we do it with you.
Leaving a legacy system or a pile of spreadsheets shouldn't feel like a leap of faith. SwiftlyMFS imports your clients, loans, balances and repayment history through a guided, reversible wizard - and our team works alongside you from data prep to go-live, so nothing is lost and nobody is left guessing.
Bring your whole book
Import clients, loans, outstanding balances and repayment history from your old system or spreadsheets - no rip-and-replace, no manual re-keying.
A guided, step-by-step wizard
Scope, upload, map, preview, confirm. The migration wizard walks you through each stage, so you always know exactly what is happening.
Smart column mapping
Upload your file and the wizard auto-matches your columns to ours - you just confirm. No rigid template to wrestle your data into.
Dry-run before you commit
A full preview shows precisely what will be created and flags problem rows first. Nothing touches your live ledger until you approve it.
Reversible by design
Imported a batch that doesn't look right? Undo the whole thing in one step and try again - your data is never trapped.
We migrate it with you
You are never on your own. Our team helps with data prep, mapping and validation, and stays with you through go-live - all the way.
Everything in the base plan
15 modules. No add-ons. No upsells.
Most platforms sell you the core and charge for the rest. Everything listed here ships in the base plan, on day one.
See it on your own portfolio
Process more loans with fewer people. Let us show you how.
Book a 30-minute demo and we'll walk through lending, automated accounting, built-in compliance and the role-based workspace - using scenarios that match how your MFI runs today.
No commitment. No spreadsheet required to get started.